Four-Day Week Salary After Tax
Estimate the take-home effect of moving from full-time to four days a week.
Confirm whether pay is pro-rated
Some four-day arrangements keep full pay, while others reduce salary to match hours.
Model annual income
Use the old salary and new pro-rated salary to compare take-home pay.
Include non-cash value
Time, commute savings, childcare and wellbeing can change the real value of the decision.
Common questions
Is a four-day week always a 20% pay cut?
No. It depends on the arrangement.
Does tax make the cut smaller after tax?
Often yes, because lower income can reduce tax and repayments.