Live calculator

Pay Rise Calculator Australia

Estimate what a new salary may mean after Australian income tax, Medicare levy and HELP repayments.

Current Australian tax year

No account needed

Plain-English assumptions

Pay rise calculator

See what a raise is worth after tax

Compare offers

Current annual take-home

$70,680

New annual take-home

$80,880

Monthly increase

$850

Fortnightly increase

$392

Visual pay rise impact

Current$70,680
New$80,880

Value the raise after tax

Compare the extra cash—not only the new salary headline

A pay rise increases gross income, but the usable difference is the change in take-home pay. Compare both salaries under the same tax year, residency and HELP settings, then convert the annual improvement into your real pay cycle.

Gross increase

The new annual salary minus the current annual salary.

Net increase

The estimated improvement in take-home pay after supported deductions.

Marginal effect

The deductions applying to the extra slice of income, not all earnings.

Pay-cycle gain

The net improvement translated into weekly, fortnightly or monthly cash.

Worked example

A $10,000 raise is not $10,000 of extra spending money

Moving from $90,000 to $100,000 adds $10,000 gross a year. Income tax, Medicare and possible HELP repayments apply to the additional income, so the increase reaching your bank will be lower. The comparison tool calculates both scenarios using the same assumptions and shows the net difference.

Check before deciding

  • Use cash salary for both offers and keep super treatment consistent.
  • Include HELP in both scenarios if it applies.
  • Compare bonus and allowance changes separately.
  • Measure the gain against any added travel, childcare or work expenses.
Check the official source: ATO individual income tax rates

How to use this page

Pay rises are best understood after tax. This page helps you compare a new salary against your current one.

Enter your current salary and new salary to see the annual, monthly and fortnightly increase after tax.

When this calculator is useful

checking pay rise before you accept a job offer

turning a big annual number into weekly, fortnightly and monthly cashflow

spotting whether HELP debt, super wording or deductions may change the result

What this estimate includes

Australian financial-year tax brackets

Standard Medicare levy assumption

HELP repayment toggle

Employer super shown separately

Annual, monthly, fortnightly and weekly views

Plain-English assumptions and trace

Before you rely on the number

  1. Start with your gross pay before tax.
  2. Check whether the number includes employer super.
  3. Switch on HELP only if compulsory study debt repayments apply.
  4. Compare the annual result with weekly, fortnightly and monthly views.
  5. Use the methodology page if you want to see the calculation order.

Frequently asked questions

Why is a pay rise not all take-home pay?

Extra income can increase income tax, Medicare levy and HELP repayments. Marginal tax rate and effective tax rate are shown separately.

Will this support side-by-side comparison?

Yes. This page compares current salary and new salary side by side, and the dedicated compare salaries page supports broader offer comparison.