Free Australian pay tool · 2026–27 estimate

Does your payslip match your expected pay?

Compare one normal pay period with a clear take-home estimate. Enter the figures yourself—no payslip upload, account or personal details needed.

Manual entry onlyNo payroll connectionTakes about 2 minutes

Enter the numbers by hand

What does your payslip show?

Use one normal pay period. Leave out one-off bonuses if you want to compare regular pay.

How often are you paid?Annual salary before tax

Enter the yearly amount before tax, not the amount deposited.Take-home pay deposited this period

The net amount for one fortnightly pay period.PAYG tax withheld this period(optional)

Use the tax withheld line only; do not include other deductions.

Add details that can change the estimate

I have a HELP, VSL or similar study debtMy annual package includes employer superAnnual pre-tax deductions(optional)

For example, salary sacrifice or a pre-tax deduction. Enter a yearly total.Annual post-tax deductions(optional)

For example, a regular deduction taken after tax. Enter a yearly total.

Privacy: values are used in this page to calculate an estimate. Do not enter your name, employer, tax file number, bank details or upload a payslip. Nothing here checks your employer’s payroll records.

Your comparison · 2026-2027

Estimated pay beside your payslip

Calculator estimate · fortnightly

$2,588

Payslip take-home · fortnightly

Enter amount

Modelled income tax (per pay)$616

Modelled Medicare levy (per pay)$65

Modelled tax + Medicare + HELP$682

Why the numbers may differ

Different period: check that salary and payslip are for the same work period. A 27th fortnight or extra workday can change the amount.
Tax withheld is not final tax: payroll withholding is a regular estimate. Your final tax is worked out across the full financial year.
Other pay or deductions: overtime, leave, bonuses, salary sacrifice, child support or workplace deductions can change the deposit.
Tax settings: tax-free threshold, HELP debt, residency, Medicare exemptions and payroll setup can affect withholding.
Rounding and timing: payroll systems may round each pay period; a calculator spreads annual amounts across the year.

What to do next: compare gross pay, PAYG withholding and each deduction line on your payslip. If something is unclear, ask payroll to explain the line. For tax questions, check the Australian Taxation Office or speak with a registered tax agent.

Read why payslips differ from estimates →

What the comparison means

The estimate applies the selected financial-year settings to the salary details you enter. Your employer’s payroll may use different timing, withholding choices or deductions. A difference is a prompt to check the payslip—not proof of an error.

What it does not do

This tool does not read a payslip, verify payroll, calculate your final tax return or tell you that you are owed money. For a specific issue, ask payroll or a registered tax agent.