Live calculator
Contractor vs Employee Calculator Australia
Compare employee salary with contractor day-rate income using broad Australian take-home pay estimates.
Contractor comparison
Compare employee salary with contractor day rate
Employee
Contractor
Take-home comparison
How to use this page
Contractor comparisons need GST, expenses, super, leave, insurance and tax timing. This page marks the pathway without overstating precision.
Enter employee salary, contractor day rate, billable days and expenses to compare broad annual take-home outcomes.
What this estimate includes
Australian financial-year tax brackets
Standard Medicare levy assumption
HELP repayment toggle
Employer super shown separately
Annual, monthly, fortnightly and weekly views
Plain-English assumptions and trace
Frequently asked questions
Does this include GST?
No. This tool is a broad income-tax comparison and does not model GST registration, BAS timing or business structures.
Can it compare leave and super?
It shows employee super and lets you adjust contractor billable days, but it does not assign a dollar value to leave, insurance or job security.