Live calculator

Employer Super Calculator Australia

Estimate employer super contributions and separate super from take-home pay.

Employer super calculator

Compare salary plus super vs package including super

Package guide

Salary plus super

The amount is treated as cash salary, with employer super added on top.

Cash salary$120,000
Employer super$14,400
Total package$134,400
Annual take-home$91,080

Package includes super

The amount is treated as total package, so cash salary is separated from super first.

Cash salary$107,143
Employer super$12,857
Total package$120,000
Annual take-home$82,337

Package comparison

Salary plus super$134,400
Package includes super$120,000

How to use this page

Super is part of remuneration, but it is normally paid into a super fund rather than a bank account.

Enter an advertised amount to compare salary plus super with a package that includes super.

What this estimate includes

Australian financial-year tax brackets

Standard Medicare levy assumption

HELP repayment toggle

Employer super shown separately

Annual, monthly, fortnightly and weekly views

Plain-English assumptions and trace

Frequently asked questions

What super rate is used?

The rate comes from the versioned financial-year rules and is documented on the methodology page.

Is super part of take-home pay?

No. It is shown separately because it is generally paid to a super fund.