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Employer Super Calculator Australia

Estimate employer super contributions and separate super from take-home pay.

Advanced settings

Annual breakdown

Gross cash income$100,000
Taxable income$100,000
Income tax-$20,788
Medicare levy-$2,000
HELP repayment-$0
Other deductions-$0
Net income$77,212
Employer super$12,000
Total package$112,000

Take-home: $77,212

Income tax: $20,788

Medicare: $2,000

HELP: $0

Take-home by frequency

Annual

$77,212

Monthly

$6,434

Fortnightly

$2,970

Weekly

$1,485

Hourly

$39.07

Assumptions and trace

  • 2025-26 Australian financial year.
  • Australian resident tax rates are used.
  • Standard 2% Medicare levy applied. Low-income reductions, exemptions and surcharge are not modelled in this first release.
  • No HELP, VSL, SSL or similar study debt repayment is included.
  • Employer super is shown separately from bank-account pay.
  • Medicare levy surcharge, offsets, spouse income and dependants are not included in this first release.

Input annualised

Converted from the entered income frequency.

Tax bracket

Applies above $45,000.

Income tax

Calculated from the selected financial-year tax brackets.

Medicare levy

Standard 2% Medicare levy applied. Low-income reductions, exemptions and surcharge are not modelled in this first release.

HELP repayment

Not applied.

Employer super

Shown separately because it usually goes to a super fund.

How to use this page

Super is part of remuneration, but it is normally paid into a super fund rather than a bank account.

Toggle whether salary includes employer super to compare cash salary and package value.

What this estimate includes

Australian financial-year tax brackets

Standard Medicare levy assumption

HELP repayment toggle

Employer super shown separately

Annual, monthly, fortnightly and weekly views

Plain-English assumptions and trace

Frequently asked questions

What super rate is used?

The rate comes from the versioned financial-year rules and is documented on the methodology page.

Is super part of take-home pay?

No. It is shown separately because it is generally paid to a super fund.