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Salary Plus Super vs Package Including Super

How to compare Australian job offers when one salary is plus super and another is total package.

Why the wording matters

Two offers can look identical and produce different bank-account pay. A $120k salary plus super gives a higher cash salary than a $120k package including super.

Convert package to cash salary

If the package includes super, divide the package by one plus the employer super rate to estimate the cash salary component before tax.

Compare offers after tax

Once you know the cash salary, compare take-home pay, super contributions, bonus arrangements, leave and benefits together.

Common questions

Which is better, plus super or including super?

For the same advertised number, plus super usually gives more cash salary and more total remuneration.

Should I ask the employer to clarify?

Yes. Ask whether the figure is base salary plus super or total remuneration package including super.